This Privacy Policy describes how the Malaysia 2026 Hire-Purchase Calculator ("we", "our", or "the Application") handles information when you use our web application, Android app, or iOS app. We are committed to protecting your privacy and being transparent about our data practices.
We do NOT collect, store, or process any personally identifiable information (PII) such as your name, email address, phone number, or physical address. All calculations are performed locally within your browser or device.
When you use the Application, certain non-personal technical information may be automatically collected by third-party services. This may include:
This information is used solely for analytics and improving the Application. It cannot be used to identify you personally.
Any automatically collected data is used to:
We do NOT sell, rent, or share any user information with other parties for marketing purposes.
The Application may use the following third-party services:
All calculations and data entry are processed locally on your device. Any analytics data collected is stored on secure servers managed by our third-party providers. We implement reasonable security measures to protect against unauthorized access.
While we implement reasonable security measures, no method of electronic storage or transmission is 100% secure. However, since we don't collect personal data, the risk is minimal.
The Application is not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal data, please contact us immediately, and we will delete it.
Depending on your jurisdiction, you may have the right to:
Since we don't collect personal data directly, these rights primarily apply to data held by third-party services. Contact us or the relevant third-party provider to exercise your rights.
If you are located outside of Malaysia, please note that your data may be transferred to and processed in Malaysia or other countries where our third-party service providers operate. We ensure appropriate safeguards are in place for such transfers.
We may update this Privacy Policy from time to time. We will notify you of material changes by:
Continued use of the Application after changes constitutes acceptance of the revised policy.
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:
For data protection inquiries specific to the European Economic Area (EEA), United Kingdom, or other jurisdictions with specific privacy requirements, please indicate your location when contacting us.